Florida Keys Condos Neighborhood Guides
Check our featured Florida Keys Condos. See each area to get detailed information on each neighborhood and lifestyle. If you have any questions, don’t hesitate to contact us.
Credit: Photo by Tracy Chacksfield | Source
Luxury Florida Keys Condos for Sale, Florida
If you’re longing for a low-maintenance lifestyle that allows you to experience life freely and with fewer responsibilities, condo living might be the answer.
From non-waterfront small one-bedrooms to huge waterfront luxury condos for sale, Florida Keys condos offer numerous options and amenities at different price points for homebuyers. With tropical picturesque maintenance-free grounds, private swimming pools, and exterior building upkeep, you will spend more time doing what you love: enjoying the island lifestyle and making memories. Many of the condo communities in the Keys are waterfront with magnificent views, with some offering oceanfront private sandy beaches and dockage. Take a step into the tropics and give me a call today. I’ll help you find the best condo for your lifestyle.
NATURAL SURROUNDINGS: The island chain that comprises the Keys is completely surrounded by the Florida Keys National Marine Sanctuary, which protects 2,900 nautical square miles of the Keys’ water, coral reef, mangroves, and over 6,000 species of marine life. Coupled with many communities offering lush tropical landscaping, sparkling pools, sandy beaches and breathtaking seascapes, condos often feel more like a luxury resort in Florida Keys. Due to stringent building height restrictions and limited land, boutique size garden style condo buildings are typically what is found in the Keys, which lends itself to a more intimate, tranquil living experience.
LOWER TAXES: Florida luxury condos for sale are in demand due to people relocating for the sun, salt air and lack of a state income tax. The overall property tax rate will vary from county to county in the Sunshine State. One of the considerations when purchasing luxury condos for sale in the Florida Keys is the property tax. The current tax rate on residential property in Monroe County is 0.98%, which is lower than many coastal counties in Florida and the current U.S. average. The Florida constitution limits annual increases in assessed value of property with Homestead Exemption to 3% or the change in CPI, whichever is less. Be aware, a change in property ownership will “reset” the capped value to full market value.
FLOOD & WIND INSURANCE: When looking at a condo for sale, Keys, Florida, be sure to inquire about Homeowner’s Association (HOA) dues and verify everything, including flood and wind insurance, that is covered in the monthly or quarterly HOA payment. With a HOA master insurance policy, where condo owners pay a portion of the overall insurance costs (typically included in the dues), homebuyers sometimes find this to be a more cost-effective approach when it comes to insuring property in the Keys. If you have looked at Florida Keys condos for sale by owner and are considering purchasing direct from an owner, please always remember to inquire about HOA dues, any special assessments, and to review the associations Covenants, Conditions and Restrictions.
Middle Keys, Florida Real Estate Information
$1,300,000
$838
123
$1,200,000
51.4%
$1,332
10 Real Estate Facts About Luxury Condos for Sale in Florida Keys
- Most expensive condo in 2022 sold for $3,350,00
- Least expensive condo in 2022 sold for $120,000
- Most expensive condo sold in 2022 was located in Upper Matecumbe
- Least expensive condo sold in 2022 was located in Key West
- Largest condo sold in 2022 was 2,997 sqft
- Smallest condo sold in 2022 was 285 sqft
- Most expensive townhome sold in 2022 sold for $3,250,000
- Least expensive townhome sold in 2022 for $150,000
- There was just over 350 condos sold in 2022 throughout the Keys
- Bonefish Tower, featuring 75 condos, is the tallest building in the Keys
Luxury Condos for Sale in Florida Keys
Florida Keys Condos Neighborhoods Map
The Florida Keys start on the southeast coast of the Florida Peninsula, south of Miami. It continues into a gentle arc south-southwest, then westward past Key West to the uninhabited Dry Tortugas. The Islands lay along the Florida Straits, separating the Atlantic Ocean from its Western counterpart, the Gulf of Mexico. This also outlines one edge of Florida Bay as well. At the closest point, Key West is only about 93 miles away from Cuba.
Florida Keys Condos Interactive Map
Click on any neighborhood for a brief introduction
Ready to take the next step?
As your dedicated real estate partner, I will provide a well-executed and enjoyable experience. I draw on my professional work ethic, expert industry knowledge, and genuine love for what I do to help my clients achieve their real estate goals. If you are ready to buy, sell, or invest in the Keys, you need an informed, trusted and determined real estate partner who knows the landscape and has an outstanding network of contacts. I’ll focus on understanding your needs; then, I’ll confidently guide you to the opportunities that are right for you.
Who Lives in Middle Keys, Florida
9,967
48.5
$87,923
3,879
2.24
135.1
Things to do in Florida Keys Condos
Atlantic’s Edge Restaurant
A waterfront restaurant of coastal charm and rustic elegance, this eatery has a menu made up of fresh seafood dishes accompanied by an expansive wine list.
Fort East Martello Museum
An 1800 brick fortress displaying the treasures of different time periods. The collection includes deep-sea equipment from centuries past.
Founders Park
A 45-acre family-friendly park that provides a splash pad, a pool, playgrounds, sports facilities, and access to the ocean.
Caribbean Club
This waterfront bar offers live music, drinks, and sunset views from a place where one of Humphrey Bogart's most famous movies was filmed.
Schools in Florida Keys Condos
| School | Grades | Admission |
|---|---|---|
| Stanley Switlik Elementary School | K - 5 | Public |
| Marathon High School | 6 - 12 | Public |